11 Dec 2016, in Vehicle Insurance

Venting on Renting

Ho Ho Ho. ‘Tis the season for holiday decorations, gifts, travel and…the cost for rental car insurance. You’d probably like to spend a little extra money on gifts for family and friends and travel to see them vs. extra insurance on rental cars. And why…

05 Oct 2016, in Business Insurance

National CyberSecurity Awareness Month

October is National CyberSecurity Awareness Month. No place is safe when it comes to accidents! Even our data and our systems are at risk at being violated. Sometimes, we don’t think it could happen to us. If Saturday Night Live’s (SNL) Leslie Jones can get…

16 Jun 2016, in Vehicle Insurance

Lower Gas Prices – Higher Insurance Rates

There’s a lot LESS stress driving up to the pump these days with lower gas prices. However, other increases in other areas are creeping up and taking money out of your wallet. Increasing insurance rates are creeping up caused by a number of possibilities. While we are enjoying lower gas prices, we are…

29 May 2016, in Vehicle Insurance

The Rage on Road Rage

Have you honked your horn while driving because another driver annoyed you? If you answered “No”, please email me, I want to meet you! It’s tougher to drive these days, if you let the anger control you. There are more pressures to get from Point-A…

14 Feb 2016, in Business Insurance

Laboring Over Labor Laws

There are a lot of great things about New York, the Empire State. One thing NOT so great, and our many contractor clients would agree, is the cost of the Commercial General Liability insurance for New York based contractors.  One such contractor, an excavation company, fired…

23 Jan 2016, in Home Owners & Renters Insurance

What You Should Know About Snow

We’re in the insurance business. That’s a euphemism for being a Party-Pooper. Since insurance is all i’ve ever known, I’m THAT girl at the party noticing handrails lining the stairwell, decks needing repair or gas grills that are too close to the house. When not making…

14 Sep 2015, in Buying Insurance

Stop Making Excuses

“If you really want to do something, you’ll find a way. If you don’t, you’ll find an excuse.” ~ Jim Rohn It’s easy to think that excuses will excuse us. But who are we really kidding? Excuses are a veil.  When we’re embarrassed to admit honestly…

23 May 2015, in Buying Insurance

The Fear of Facebook

Fear is an interesting emotion. It helps protect us against an imposing threat. Sometimes, our bodies translate experiences that trigger fight or flight, such as jumping out of a *%$@# airplane. However, fear can be misplaced, such as being late for an important meeting. And, sometimes,…

20 May 2015, in Life Stage

The Buyout Blues

Dear Fellow Family Business Owner: This is a personal experience I wish to share. Please bear with me. This may be brutal at times, and it will definitely be very, very, personal. We do not come into this world with an innate ability to defy…

20 Apr 2015, in Buying Insurance

Your Brain

The brain is a muscle. And just like any other muscle, as the cliché goes, if you don’t use it, you lose it. Exercise not only keeps your body in shape but your brain sharp. Exercise increases your heart rate, which pumps more oxygen to the brain….

12 Apr 2015, in Buying Insurance

Financial Literacy Month

April is Financial Literacy Month. I don’t mean to be a stickler about this, but I gotta be me, so let me type this out loud, every month should be Financial Literacy Month. That is, unless you’re independently wealthy and can pay someone else to…

14 Mar 2015, in Vehicle Insurance

Distracted Driving Awareness Month

April is Distracted Driving Awareness Month. Mobile devices have become a tool to maintain communication and access information. However, the key word is mobile. Handheld technology has created dangerous situations. One thinks mostly of texting, but it’s not just about texting. Other distractions include eating…

24 Jun 2014, in Business Insurance

If You Build it…

Would you build or buy a house without a roof? If you bought a new car and weren’t required by law to carry insurance, would you still buy insurance knowing how much your car is worth? Professional Liability, also known as Errors & Omissions or…

17 Jun 2014, in Buying Insurance

Your Credit Matters

We cannot express how critical it is to maintain a high credit score. It opens doors for not only lending opportunities but also cost-saving opportunities. Insurance companies derive an “insurance score” based on your credit score. It’s part of the process. Period. Rest assured, however,…

14 May 2014, in Buying Insurance

Hard Market is Not Easy

There’s good news and there’s bad news. The good news is, it’s not your imagination. Because the bad news is, the insurance industry is a shit show, right now. Did I just type that out loud? You bet I did. Why? Well, the bottom line…is…the…

16 Apr 2014, in Home Owners & Renters Insurance

To Bounce or Not To Bounce

Trampolines are supposed to be fun. That is, until someone gets hurt. Then who pays? Insurance companies are in the business of issuing policies to pay claims. It’s called a promise to pay as long as you pay your premium. When a peril is excluded,…

09 Apr 2014, in Buying Insurance

Why is Insurance “Expensive”?

Thanks to a recent survey we conducted, we uncovered a concern that people have on why insurance seems so expensive. We wanted to take a moment to address this. There are several variables that affect how a premium is derived. However, there has been extra…

22 May 2012, in Business Insurance

Protect Your Business In Three Easy Steps

A business is only as safe as the tools it uses. One of the best tools a business can use to protect its assets is commercial auto insurance. Understanding insurance can be tricky. One of the first steps toward making an informed decision is to understand coverage…

26 Aug 2010, in Business Insurance

Insuring a Home Office

Written by Linda Rey for Equifax Over my twenty-five years in the insurance business, I’ve not only become an expert in the ins and outs of insurance coverage, but I’ve also learned a thing or two about being a business owner. As an independent insurance…

13 May 2010, in Vehicle Insurance

Seven Ways to Save on Auto Insurance

Written by Linda Rey for Equifax Economy got you down? You’re not alone. But here’s the good news: you may be able to save some cash on your car insurance. When insurance companies consider your application for auto insurance or a request to lower your…