A commercial umbrella insurance policy offers you excess liability protection. It takes effect if the cost of a claim exceeds the limits of your regular commercial general liability or professional liability policy. For example, if someone falls ill as a result of your product or is injured on your professional property, and files a lawsuit against you, your umbrella coverage is an additional layer of insurance to protect your business assets.
With New York commercial umbrella insurance, the amount of claim not covered by your underlying insurance policies will be paid up to your coverage limit amount.
At Rey Insurance, it’s our job to make sure you’re fully informed, and to encourage you to be fully protected against life’s “what-ifs.” Our business clients in Sleepy Hollow, Tarrytown and throughout Westchester County, New York have trusted us since 1978, and we hope you will, too. Give us a call.